Loan Options

Getting a solid home fund requires proper review of your goals, capital and record, while our team ensures you make decisions with confidence.

Purchase

Support to help you bridge the gap and step into homeownership.

A straightforward path to homeownership with flexible options.

A government-backed loan designed to make buying a home more accessible.

Turn your home’s equity into cash while staying right where you are.

An exclusive benefit for veterans and service members to achieve homeownership.

A zero-down option for eligible rural and suburban homebuyers.

A loan tailored for self-employed borrowers who think outside the box.

An alternative path to homeownership without traditional income proof.

A smart solution for investors focusing on property income over personal income.

A financing option designed for high-value and luxury homes.

Refinance

Leverage the value of your home to access cash when you need it most.

A simple way to adjust your loan for better terms or savings.

Flexible refinancing designed to keep homeownership accessible.

Unlock your home’s value while staying right where you are.

Refinancing benefits made just for veterans and service members.

An affordable refinance option for rural homeowners.

Refinancing built for self-employed borrowers with unique income.

A flexible path for those whose income isn’t easily documented.

Refinancing focused on a property’s income, not yours.

A solution for high-value homes that exceed standard loan limits.

Renovation/
Construction

Flexible financing designed to bring new builds and major projects to life.

A purchase option that lets you buy and renovate a home with a single loan.

Refinance your mortgage while funding essential home improvements.

A versatile purchase loan that covers buying and customizing your dream home.

Refinance your home and roll in renovation costs for upgrades that fit your style.

Start your quiz today!

Answer a few quick questions below to discover the best mortgage options for your needs. This short quiz will help us understand your goals and match you with the right solution

OPTIST Inc supports Equal Housing Lender. NMLS #2123579. OPTIST Inc is licensed in OHIO and Fannie Mae West NMLS# 152768 is licensed in OH & CO visit www.nmlsconsumeraccess.org or call 877-314-1499 for details. Company is headquartered at 7552 Slate Ridge Blvd, Reynoldsburg, Oh 43068. Interest rates and products are subject to change without notice and may or may not be available a the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Partner with Co/Lab Lending