Loan Options
Getting a solid home fund requires proper review of your goals, capital and record, while our team ensures you make decisions with confidence.
Purchase
Support to help you bridge the gap and step into homeownership.
A straightforward path to homeownership with flexible options.
A government-backed loan designed to make buying a home more accessible.
Turn your home’s equity into cash while staying right where you are.
An exclusive benefit for veterans and service members to achieve homeownership.
A zero-down option for eligible rural and suburban homebuyers.
A loan tailored for self-employed borrowers who think outside the box.
An alternative path to homeownership without traditional income proof.
A smart solution for investors focusing on property income over personal income.
A financing option designed for high-value and luxury homes.
Refinance
Leverage the value of your home to access cash when you need it most.
A simple way to adjust your loan for better terms or savings.
Flexible refinancing designed to keep homeownership accessible.
Unlock your home’s value while staying right where you are.
Refinancing benefits made just for veterans and service members.
An affordable refinance option for rural homeowners.
Refinancing built for self-employed borrowers with unique income.
A flexible path for those whose income isn’t easily documented.
Refinancing focused on a property’s income, not yours.
A solution for high-value homes that exceed standard loan limits.
Renovation/
Construction
Flexible financing designed to bring new builds and major projects to life.
A purchase option that lets you buy and renovate a home with a single loan.
Refinance your mortgage while funding essential home improvements.
A versatile purchase loan that covers buying and customizing your dream home.
Refinance your home and roll in renovation costs for upgrades that fit your style.
Start your quiz today!
Answer a few quick questions below to discover the best mortgage options for your needs. This short quiz will help us understand your goals and match you with the right solution
OPTIST Inc.
Ohio's HELOC Hub
Serving Columbus, Cleveland, Cincinnati & Beyond
(614) 552 9787
OPTIST Inc.
HELOC vs. Home Equity Loan
How Much Can I Borrow?
5 Smart Ways to Use Home Equity
First-Time Homebuyer Checklist
Company
About Fannie Mae West
Our Lender Network
Blog
Contact Us
Legal
Privacy Policy
Terms of Service
NMLS Consumer Access
Licensed Mortgage Broker
NMLS#2123579
OPTIST Inc.
HELOC vs. Home Equity Loan
How Much Can I Borrow?
5 Smart Ways to Use Home Equity
First-Time Homebuyer Checklist
Company
About Fannie Mae West
Our Lender Network
Blog
Contact Us
© 2025 OPTIST Inc. All rights reserved. | Equal Housing Opportunity