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Fannie Mae HomeStyle Loan: Buy and Renovate in One Step

Finance the purchase and upgrades together—turning any house into your dream home with a single mortgage.

Can't Find The House You're Looking For? The Homestyle Loan Is A Great Way To Make Any House Your Dream Home.

A Fannie Mae HomeStyle purchase loan provides a comprehensive financing solution for those wishing to purchase and renovate a property, whether it be a primary residence, second home, or even an investment property. This loan incorporates both the property's purchase price and the projected renovation costs into one convenient mortgage.

The HomeStyle loan's key advantage is its flexibility, accommodating a wide array of renovations and property types. While the loan does require careful planning, including a thorough renovation proposal and in some cases, involvement of a HUD Consultant. it offers competitive rates and caters to both minor and major renovations. Uncover the potential of a Fannie Mae HomeStyle purchase loan today, and seize the opportunity to invest in and personalize a property to fit your vision, all under one mortgage

Here’s why you need to get pre-approved before starting your home buying journey

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

OPTIST Inc supports Equal Housing Lender. NMLS #2123579. OPTIST Inc is licensed in OHIO and Fannie Mae West NMLS# 152768 is licensed in OH & CO visit www.nmlsconsumeraccess.org or call 877-314-1499 for details. Company is headquartered at 7552 Slate Ridge Blvd, Reynoldsburg, Oh 43068. Interest rates and products are subject to change without notice and may or may not be available a the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Partner with Co/Lab Lending