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In which state is the property located?

What is the current use of the property?

Primary Home

Secondary Home

Investment Property

What is your gross annual income?

Below $100,000

$100,000-$250,000

$250,000-$500,000

$500,000+

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Yes

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Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

Yes

No

Are you eligible for VA benefits?

Yes, I am active military

Yes, I am a retired veteran

Yes, I am a surviving spouse

No

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Turn Your Home Equity Into Peace of Mind

With a reverse mortgage refinance, you can access more funds, lower your rate, and live without monthly mortgage payments.

Looking To Refinance Your Home?

A reverse mortgage refinance loan, typically a Home Equity Conversion Mortgage (HECM), provides an attractive option for homeowners aged 62 or older looking to enhance their financial circumstances. These loans allow you to tap into your home's equity to secure more funds or lower your interest rate, while eliminating monthly mortgage payments. However, homeowners must continue to cover property taxes, insurance, and maintenance costs.

The amount available depends on factors like age, home value, and current interest rates. The loan is repayable when the borrower moves out, sells the home, or passes away. Explore the benefits of a reverse mortgage refinance loan today, and optimize your financial freedom during your golden years.

There are several reasons why someone might want to do a mortgage refinance review:

Lower Interest Rates: If interest rates have dropped since you took out your original mortgage, you may be able to lower your monthly payments by refinancing at a lower rate.
Shorter Loan Term: Refinancing to a shorter loan term can help you pay off your mortgage faster and save money on interest over the life of the loan.
Change in Financial Situation: If your financial situation has changed, such as an increase in income or a decrease in debt, you may be able to qualify for a better interest rate or more favorable loan terms through refinancing.
Cash Out: Refinancing can also provide an opportunity to take cash out of your home equity to use for home improvements, debt consolidation, or other expenses.

OPTIST Inc supports Equal Housing Lender. NMLS #2123579. OPTIST Inc is licensed in OHIO and Fannie Mae West NMLS# 152768 is licensed in OH & CO visit www.nmlsconsumeraccess.org or call 877-314-1499 for details. Company is headquartered at 7552 Slate Ridge Blvd, Reynoldsburg, Oh 43068. Interest rates and products are subject to change without notice and may or may not be available a the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Partner with Co/Lab Lending