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Buy Your Home Without Traditional Income Proof

Qualify with a no-income verification loan—ideal for self-employed, freelancers, and investors with strong assets but variable income.

Are You Ready To Buy A Home?

A no-income verification purchase loan offers a unique pathway to homeownership for borrowers whose income might be challenging to document traditionally. These loans, sometimes known as "no-doc" or "stated income" loans, require minimal income documentation, making them a suitable choice for self-employed individuals, freelancers, or investors with substantial assets but variable income.

While these loans may come with slightly higher interest rates due to their perceived risk, they allow for faster approval processes and greater flexibility. Please note that credit score and down payment requirements still apply. Discover the potential of no-income verification purchase loans today and find an unconventional route to your dream home.

Here’s why you need to get pre-approved before starting your home buying journey

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

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Ohio's HELOC Hub

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(614) 552 9787

OPTIST Inc.

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OPTIST Inc.

HELOC vs. Home Equity Loan

How Much Can I Borrow?

5 Smart Ways to Use Home Equity

First-Time Homebuyer Checklist

Company

About Fannie Mae West

Our Lender Network

Blog

Contact Us

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