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Unlock Homeownership with an FHA Loan Today!

With lower down payments and flexible credit requirements, FHA loans make buying your first home more achievable than ever.

Are You Ready To Buy A Home?

FHA purchase loans, backed by the Federal Housing Administration, offer a more accessible path to homeownership. Known for lower down payments (as low as 3.5% with a credit score of 580 or higher) and lenient credit qualifications, FHA loans cater to diverse financial situations. Even borrowers with higher debt levels may qualify, due to permissible higher debt-to-income ratios.

Although mandatory mortgage insurance is required, the benefits of FHA loans often outweigh this cost, making them an ideal option for first-time buyers, those with limited savings, or those recovering from financial hardship. Explore the potential of FHA purchase loans today and make your dream home a reality.

Here’s why you need to get pre-approved before starting your home buying journey

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

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Ohio's HELOC Hub

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(614) 552 9787

OPTIST Inc.

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HELOC vs. Home Equity Loan

How Much Can I Borrow?

5 Smart Ways to Use Home Equity

First-Time Homebuyer Checklist

Company

About Fannie Mae West

Our Lender Network

Blog

Contact Us

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