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Zero Down. 100% Financing. Your Rural Dream Home Awaits.

USDA Purchase Loans make homeownership possible in eligible rural and suburban areas—with no down payment, competitive interest rates, and flexible terms designed for modest-income buyers.

Are You Ready To Buy A Home?

A USDA purchase loan, backed by the United States Department of Agriculture, presents a unique homeownership opportunity, especially for those seeking to live in eligible rural and suburban areas. USDA loans offer remarkable benefits like zero down payment requirements and competitive interest rates, making them an attractive choice for eligible buyers, particularly those with modest income.

While these loans come with specific location and income requirements, the potential to finance up to 100% of the home's value provides a substantial benefit for those who qualify. Explore the benefits of USDA purchase loans today, and let your journey to homeownership blossom in the beauty of rural and suburban America.

Here’s why you need to get pre-approved before starting your home buying journey

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

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HELOC vs. Home Equity Loan

How Much Can I Borrow?

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First-Time Homebuyer Checklist

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About Fannie Mae West

Our Lender Network

Blog

Contact Us

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