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In which state is the property located?

What is the current use of the property?

Primary Home

Secondary Home

Investment Property

What is your gross annual income?

Below $100,000

$100,000-$250,000

$250,000-$500,000

$500,000+

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Yes

No

Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

Yes

No

Are you eligible for VA benefits?

Yes, I am active military

Yes, I am a retired veteran

Yes, I am a surviving spouse

No

First Name *

Last Name *

Email *

Phone *

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Turn Your High-Value Property into Smarter Savings

With a jumbo refinance, you can leverage your equity to reduce monthly payments, shorten your term, or unlock cash for new opportunities.

Looking To Refinance Your Home?

A jumbo refinance loan is a specialized financial tool aimed at homeowners who need to refinance an existing loan balance that exceeds the conforming limits set by Fannie Mae and Freddie Mac. This type of refinance is ideally suited for properties in high-cost areas or luxury homes.

While these loans often come with stricter credit, debt-to-income ratio, and cash reserve requirements, they provide an opportunity to secure potentially lower interest rates or alter loan terms for high-value properties. Remember, these loans typically require significant home equity to qualify. Explore the benefits of jumbo refinance loans today, and optimize your high-value property's mortgage terms.

There are several reasons why someone might want to do a mortgage refinance review:

Lower Interest Rates: If interest rates have dropped since you took out your original mortgage, you may be able to lower your monthly payments by refinancing at a lower rate.
Shorter Loan Term: Refinancing to a shorter loan term can help you pay off your mortgage faster and save money on interest over the life of the loan.
Change in Financial Situation: If your financial situation has changed, such as an increase in income or a decrease in debt, you may be able to qualify for a better interest rate or more favorable loan terms through refinancing.
Cash Out: Refinancing can also provide an opportunity to take cash out of your home equity to use for home improvements, debt consolidation, or other expenses.

OPTIST Inc supports Equal Housing Lender. NMLS #2123579. OPTIST Inc is licensed in OHIO and Fannie Mae West NMLS# 152768 is licensed in OH & CO visit www.nmlsconsumeraccess.org or call 877-314-1499 for details. Company is headquartered at 7552 Slate Ridge Blvd, Reynoldsburg, Oh 43068. Interest rates and products are subject to change without notice and may or may not be available a the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Partner with Co/Lab Lending