Wondering how much home you can comfortably afford? Use OPTIST’s Affordability Calculator to estimate your monthly payment, total investment, and loan options. Whether you’re a first-time buyer, veteran, move-up family, or investor, this tool helps you plan ahead with confidence.

As a full-service mortgage brokerage licensed in Ohio and Colorado, we guide clients through FHA, VA, USDA, Conventional, Jumbo, and HELOC options. For real estate investors, we also offer DSCR loans nationwide — financing based on property cash flow instead of personal income.