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$100,000-$250,000

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Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

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Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

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Refinance on Your Terms, Not Your Tax Returns

Leverage your credit and home equity to secure flexible refinance options—no income verification required.

Looking To Refinance Your Home?

A no-income verification refinance loan, also known as a "no-doc" or "stated income" refinance loan, provides a unique refinancing solution for those with non-traditional income situations. This type of loan requires minimal income documentation, making it an ideal choice for self-employed individuals, freelancers, or investors with fluctuating incomes but significant assets. Despite potentially higher interest rates due to perceived risk, these loans offer quicker approval processes and flexibility.

Please be aware that credit score and equity requirements still apply. Explore the potential of no-income verification refinance loans today and leverage your unique income situation for improved mortgage terms.

There are several reasons why someone might want to do a mortgage refinance review:

Lower Interest Rates: If interest rates have dropped since you took out your original mortgage, you may be able to lower your monthly payments by refinancing at a lower rate.
Shorter Loan Term: Refinancing to a shorter loan term can help you pay off your mortgage faster and save money on interest over the life of the loan.
Change in Financial Situation: If your financial situation has changed, such as an increase in income or a decrease in debt, you may be able to qualify for a better interest rate or more favorable loan terms through refinancing.
Cash Out: Refinancing can also provide an opportunity to take cash out of your home equity to use for home improvements, debt consolidation, or other expenses.

7552 Slate Ridge Blvd Reynoldsburg

(614) 552 9787

[email protected]

7552 Slate Ridge Blvd, Reynoldsburg, OH 43068, USA

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OPTIST Inc supports Equal Housing Lender. NMLS #2123579. OPTIST Inc is licensed in OHIO and Fannie Mae West NMLS# 152768 is licensed in OH & CO visit www.nmlsconsumeraccess.org or call 877-314-1499 for details. Company is headquartered at 7552 Slate Ridge Blvd, Reynoldsburg, Oh 43068. Interest rates and products are subject to change without notice and may or may not be available a the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Partner with Co/Lab Lending