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Turn Your Bank Statements Into Keys to Your New Home.

Bank Statement Loans show your real income and give you the buying power tax returns can’t.

Are You Ready To Buy A Home?

A self-employed borrower bank statement purchase loan offers a unique path to homeownership tailored to the distinct needs of entrepreneurs, freelancers, and small business owners. Unlike traditional loans, these loans primarily use bank statements to verify income, making them an excellent choice for those with substantial income not fully reflected on tax returns. Over a period of 12-24 months, the bank statements give lenders a clear view of your cash flow and financial stability.

While these loans may have slightly higher interest rates due to their perceived risk, they provide a valuable opportunity for self-employed individuals to secure a mortgage when conventional income documentation might not fully illustrate their earning power. Discover the potential of bank statement purchase loans today, and let your business's success pave your way to homeownership.

Here’s why you need to get pre-approved before starting your home buying journey

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

OPTIST Inc.

Ohio's HELOC Hub

Serving Columbus, Cleveland, Cincinnati & Beyond

(614) 552 9787

OPTIST Inc.

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OPTIST Inc.

HELOC vs. Home Equity Loan

How Much Can I Borrow?

5 Smart Ways to Use Home Equity

First-Time Homebuyer Checklist

Company

About Fannie Mae West

Our Lender Network

Blog

Contact Us

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