Mortgage is the Vehicle. Wealth is the Destination
We help first-time buyers, veterans, move-up families, and investors turn a home loan into a wealth plan. Licensed in Ohio and Colorado. Offering Home Equity Loans to access your equity , and DSCR loans available to investors nationwide.
At OPTIST, we help families and investors build generational wealth through homeownership. As a full-service mortgage brokerage licensed in Ohio and Colorado, we provide personalized strategies and clear guidance so you feel confident at every step.
You get smart options for FHA, VA, Conventional, USDA, Jumbo, and investment financing. Our modern process saves time, our education keeps you in control, and our team is committed to getting it done.You’ll find smart options for FHA, VA, Conventional, USDA, Jumbo, and HELOCs to access your home equity. For investors, we also offer DSCR loans nationwide, qualifying properties based on cash flow instead of personal income.
Our modern process saves you time, our education keeps you in control, and our team is committed to getting it done — turning your mortgage into a true wealth-building tool.
Explore calculators, learning guides, and loan programs designed to help you make smart decisions. Licensed in Ohio and Colorado, OPTIST Inc provides tools to plan, compare, and start your homeownership or investment journey.
Our processors work directly with you and assemble all the necessary paperwork needed for the underwriter to review.
UNDERWRITING
The underwriter carefully review every document submitted by the processor to insure your file meets the loan requirements.
CLOSING
This is a time of celebration, the file was been cleared for closing. Your final numbers are complied by the title company and the closing department. After you sign all the final loan documents and the seller receives there funds, your are now a homeowner and you get to walk into your new home!