DSCR Purchase Loan

Get Pre-Qualified Today!!!

Are You Ready To Buy A Home?

Find Out Your eligibility TODAY...

A Debt Service Coverage Ratio (DSCR) purchase loan provides a unique homeownership opportunity for real estate investors. This type of loan uses the ratio of a property's net operating income to its debt obligations to assess eligibility, making it a perfect choice for investors seeking financing for rental or investment properties. The focus on the property's income-generating potential, rather than the investor's personal income, allows for greater flexibility. Though these loans may carry slightly higher interest rates due to their perceived risk, the emphasis on property income rather than personal income can provide substantial opportunities for investors. Explore the potential of DSCR purchase loans today, and turn property income into a new real estate investment.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

In which state are you looking to purchase a property?

*

What type of property are you interested in purchasing?

Are you a first-time home buyer?

What will be the intended use of the property?

What is your estimated credit score?

What is your gross annual income?

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

Are you eligible for VA benefits?

What is your full name?

What is your email address?

What is your cell phone?

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NEXT

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

OPTIST Inc

NMLS# 2123579

Contact Us

7552 Slate Ridge Blvd

Reynoldsburg, Oh 43068

OPTIST Inc is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from OPTIST Inc will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

© Copyright 2024 | OPTIST Inc | All rights reserved.

© Copyright 2024 | OPTIST Inc | All rights reserved.