Construction Purchase Loans

Get Pre-Qualified Today!!!

Are You Ready To Build A Home?

Find Out Your eligibility TODAY...

A one-time close construction loan is a streamlined financing option designed for those seeking to build a new home from the ground up. This unique loan combines the construction phase and the permanent mortgage phase into a single closing process, saving you time and money. The loan covers the construction costs of your home and then transitions into a regular mortgage once the construction is complete, with the interest rate locked in from the start. This eliminates the need for multiple applications and closing costs. While the loan does require a detailed project plan and budget, its simplicity, convenience, and potential cost savings make it a preferred choice for home construction. Discover the benefits of one-time close construction loans today, and take the first step towards building your dream home.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

What state is the property located in?

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For your new construction project, do you need financing to purchase land, refinance an existing loan (on the land or property), or use the equity in land or a property you already own?

Are you a first-time home buyer?

What will be the intended use of the property?

What is your estimated credit score?

What is your gross annual household income?

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

If you are not buying a property and a realtor is not required - answer no.

Are you eligible for VA benefits?

What is your full name?

What is your email address?

What is your cell phone?

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NEXT

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

OPTIST Inc

NMLS# 2123579

Contact Us

7552 Slate Ridge Blvd

Reynoldsburg, Oh 43068

OPTIST Inc is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from OPTIST Inc will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

© Copyright 2024 | OPTIST Inc | All rights reserved.

© Copyright 2024 | OPTIST Inc | All rights reserved.